Revenue Stream Configuration
Admin Mode: Edit formulas for B2C vs B2B scenarios. Changes auto-calculate.
Team Structure Settings
Customize team size and transaction volumes.
Income Projections by Level
Qualification:
- 3 Field Training Closed Cases
Min 3 Closed Cases
Income Breakdown:
Qualification:
- 15 Closed Cases
- Min 3 QAs
Min 15 Closed Cases
Income Breakdown:
Qualification:
- 33 Closed Cases
- Min 5 QAs
- Max 50% one leg
Min 33 Closed Cases
Income Breakdown:
Qualification:
- 126 Closed Cases
- Min 7 QAs
- Max 33% one leg
Min 126 Closed Cases
Income Breakdown:
Qualification:
- 2 Direct RD + Base Shop
Income Breakdown:
Qualification:
- 4 Direct RDs + Base Shop
Income Breakdown:
Qualification:
- 6 Direct RDs + Base Shop
- Min 10 QAs Wide
Income Breakdown:
Qualification:
- 10 RDs (7 Direct, 3 Indirect)
- Min 15 QAs Wide
Income Breakdown:
Qualification:
- 15 RDs (10 Direct, 5 Indirect)
- Min 25 QAs Wide
Income Breakdown:
⚠️ Essential Understanding: The Complete Picture
This Tool is Designed to Be THE Eye Opener
What This Calculator Truly Represents:
This is not merely a calculator—it's a transparency framework. The projections you see are based on a Direct Sales Compensation structure that has evolved into a sophisticated Hybrid Opportunity model. Every number, every percentage, every pathway shown here reflects our commitment to complete visibility in an industry where such transparency is rare.
Critical Realities You Must Understand:
- No Guarantees Exist: There is absolutely NO guarantee of income, earnings, or success. The numbers shown are possibilities, not promises. Your actual results will be determined entirely by your effort, skill, dedication, market conditions, timing, and countless other factors beyond anyone's control.
- Success Requires Real Work: The associates who achieve the income levels shown here work extremely hard. They prospect consistently, handle rejection professionally, continuously learn and improve their skills, build and support their teams, and treat this as a serious business—not a hobby. If you're not prepared to do the same, your results will differ dramatically.
- Variable Revenue Streams: The revenue streams and distribution percentages shown can vary based on whether you're serving B2C (business-to-consumer) or B2B (business-to-business) clients, which specific products you sell, which carriers you work with, and how market conditions evolve. The 55% field distribution is our commitment, but individual product commissions vary.
- Time Investment is Substantial: Building to the higher qualification levels (Regional Director and above) typically requires 2-5 years of consistent, focused effort. It demands recruiting, training, supporting a team, and maintaining personal production. Most people never reach these levels—not because the system doesn't work, but because they don't invest the required time and effort.
- Expenses Exist: Running this business involves real costs: licensing fees, continuing education, marketing expenses, technology tools, travel to appointments, professional development, and more. Your net income will be your gross commissions minus these expenses. Budget accordingly.
- Regulatory Compliance is Non-Negotiable: You must obtain and maintain proper licensing for every product you sell. You must follow all provincial and federal regulations. You must conduct business ethically and compliantly. Violations can result in fines, license suspension, or termination. This is serious professional responsibility.
- Market Conditions Change: Economic downturns, regulatory changes, competitive pressures, and shifting consumer preferences all impact your ability to generate the income shown. What works today may need adjustment tomorrow. Adaptability is essential.
- Team Building is Challenging: The override income shown assumes you successfully recruit, train, and retain productive team members. In reality, many recruits don't complete licensing, many licensed associates don't produce consistently, and attrition is a constant factor. Building a sustainable team requires leadership skills many people must develop over time.
Why We Show You This Anyway:
Despite all these caveats, we believe you deserve to see the complete framework. You deserve to understand how the compensation works, what's possible if you succeed, and what the path looks like. Most companies don't provide this level of detail because it opens them to scrutiny. We provide it because transparency builds trust, and trust builds lasting relationships.
The Honest Truth About This Opportunity:
This is a legitimate business opportunity for people willing to work hard, learn continuously, handle rejection, support others, and think long-term. It is NOT a get-rich-quick scheme, NOT a guarantee of income, NOT suitable for everyone, and NOT a replacement for due diligence. If someone promises you easy money or guaranteed results, run away—they're lying.
Your Responsibility:
Before making any business decision based on these projections:
- Consult with qualified financial advisors about your personal situation
- Speak with legal counsel about business structure and liability
- Discuss tax implications with your accountant or tax professional
- Talk to current VDC associates about their real experiences (both successes and challenges)
- Review all agreements and compensation plans thoroughly before signing anything
- Ensure you have adequate financial reserves to sustain yourself during the building phase
- Make decisions based on facts, not emotions or pressure from anyone
About Income Disclosure:
Industry data consistently shows that most people in direct sales and hybrid models earn modest incomes or fail to earn anything at all. The high earners you see recognized at events and on social media represent a small percentage of total participants. If we publish formal income disclosure statements, please review them carefully—they tell important truths about actual results.
Our Commitment to You:
VDC commits to providing you with transparent information, comprehensive training, ongoing support, ethical leadership, and a compensation structure that rewards your effort fairly. We cannot commit to your success—that's entirely up to you. But we can commit to treating you with integrity every step of the way, whether you earn $10,000 or $1,000,000, whether you stay one month or twenty years.
The Bottom Line:
This calculator shows you what's possible. Your effort, skill, persistence, and circumstances will determine what's actual. We show you the mountain and the path to climb it. Whether you reach the summit depends entirely on you.
Questions or Concerns? If anything about these projections, the compensation structure, or the opportunity itself is unclear, please ask. We'd rather answer 100 questions upfront than have you feel misled later. Transparency isn't just about showing numbers—it's about ensuring understanding.
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Built on Transparency. Sustained by Integrity. Driven by Your Success.