💎 The VDC Success Blueprint

More Than a Calculator — Your Complete Vision for Financial Freedom

Where Transparency Meets Opportunity. Where Collaboration Creates Success.

🔧 Admin Edit Mode

Revenue Stream Configuration

Admin Mode: Edit formulas for B2C vs B2B scenarios. Changes auto-calculate.

VDC Only Distribution: $2,750.00
$5,000.00 × 55.00% =
$2,750.00
✓ Commission for Field Distribution
Diploma Pro (Banking & Finance) Distribution: $2,640.00
$12,000.00 × 22.00% =
$2,640.00
✓ Commission for Field Distribution
Restructuring 101 Distribution: $3,000.25
$5,455.00 × 55.00% =
$3,000.25
✓ Commission for Field Distribution
Mortgage Only Distribution: $1,100.00
$2,000.00 × 55.00% =
$1,100.00
✓ Commission for Field Distribution
Insurance Life Only Distribution: $1,100.00
$2,000.00 × 55.00% =
$1,100.00
✓ Commission for Field Distribution
Business Line of Credit Distribution: $1,100.00
$2,000.00 × 55.00% =
$1,100.00
✓ Commission for Field Distribution
Selected Stream:
VDC Only | Avg Commission: $2,750.00

Team Structure Settings

Customize team size and transaction volumes.

Income Projections by Level

1. Qualified Associate
33% Contract

Qualification:

  • 3 Field Training Closed Cases

Min 3 Closed Cases

Income Breakdown:

Personal Production
1 × $2,750.00 × 32.5%
$893.75
Total Monthly
$893.75
Weekly
$206.41
Monthly
$893.75
Annual
$10,725.00
2. Manager
40% Contract

Qualification:

  • 15 Closed Cases
  • Min 3 QAs

Min 15 Closed Cases

Income Breakdown:

Personal Production
1 × $2,750.00 × 40.0%
$1,100.00
85 Associates
170 × $2,750.00 × 7.5%
$35,062.50
Total Monthly
$36,162.50
Weekly
$8,351.62
Monthly
$36,162.50
Annual
$433,950.00
3. Director
50% Contract

Qualification:

  • 33 Closed Cases
  • Min 5 QAs
  • Max 50% one leg

Min 33 Closed Cases

Income Breakdown:

Personal Production
1 × $2,750.00 × 50.0%
$1,375.00
85 Associates
170 × $2,750.00 × 17.5%
$81,812.50
5 Managers
10 × $2,750.00 × 10.0%
$2,750.00
Total Monthly
$85,937.50
Weekly
$19,847.00
Monthly
$85,937.50
Annual
$1,031,250.00
4. Regional Director
65% Contract

Qualification:

  • 126 Closed Cases
  • Min 7 QAs
  • Max 33% one leg

Min 126 Closed Cases

Income Breakdown:

Personal Production
1 × $2,750.00 × 65.0%
$1,787.50
85 Associates
170 × $2,750.00 × 32.5%
$151,937.50
5 Managers
10 × $2,750.00 × 25.0%
$6,875.00
5 Directors
10 × $2,750.00 × 15.0%
$4,125.00
Total Monthly
$164,725.00
Weekly
$38,042.73
Monthly
$164,725.00
Annual
$1,976,700.00
5. Silver Regional Director
70% Contract

Qualification:

  • 2 Direct RD + Base Shop

Income Breakdown:

Personal Production
1 × $2,750.00 × 70.0%
$1,925.00
85 Associates
170 × $2,750.00 × 37.5%
$175,312.50
5 Managers
10 × $2,750.00 × 30.0%
$8,250.00
5 Directors
10 × $2,750.00 × 20.0%
$5,500.00
5 RDs
5 × $2,750.00 × 5.0%
$687.50
RD Override
5 × $2,750.00 × 4.0%
$550.00
Total Monthly
$192,225.00
Weekly
$44,393.76
Monthly
$192,225.00
Annual
$2,306,700.00
6. Gold Regional Director
75% Contract

Qualification:

  • 4 Direct RDs + Base Shop

Income Breakdown:

Personal Production
1 × $2,750.00 × 75.0%
$2,062.50
85 Associates
170 × $2,750.00 × 42.5%
$198,687.50
5 Managers
10 × $2,750.00 × 35.0%
$9,625.00
5 Directors
10 × $2,750.00 × 25.0%
$6,875.00
5 RDs
5 × $2,750.00 × 10.0%
$1,375.00
RD Override
5 × $2,750.00 × 4.0%
$550.00
Total Monthly
$219,175.00
Weekly
$50,617.78
Monthly
$219,175.00
Annual
$2,630,100.00
7. Senior Regional Director
80% Contract

Qualification:

  • 6 Direct RDs + Base Shop
  • Min 10 QAs Wide

Income Breakdown:

Personal Production
1 × $2,750.00 × 80.0%
$2,200.00
85 Associates
170 × $2,750.00 × 47.5%
$222,062.50
5 Managers
10 × $2,750.00 × 40.0%
$11,000.00
5 Directors
10 × $2,750.00 × 30.0%
$8,250.00
5 RDs
5 × $2,750.00 × 15.0%
$2,062.50
RD Override
5 × $2,750.00 × 4.0%
$550.00
Total Monthly
$246,125.00
Weekly
$56,841.80
Monthly
$246,125.00
Annual
$2,953,500.00
8. National Regional Director
85% Contract

Qualification:

  • 10 RDs (7 Direct, 3 Indirect)
  • Min 15 QAs Wide

Income Breakdown:

Personal Production
1 × $2,750.00 × 85.0%
$2,337.50
85 Associates
170 × $2,750.00 × 52.5%
$245,437.50
5 Managers
10 × $2,750.00 × 45.0%
$12,375.00
5 Directors
10 × $2,750.00 × 35.0%
$9,625.00
5 RDs
5 × $2,750.00 × 20.0%
$2,750.00
RD Override
5 × $2,750.00 × 4.0%
$550.00
Total Monthly
$273,075.00
Weekly
$63,065.82
Monthly
$273,075.00
Annual
$3,276,900.00
9. Executive Platinum RD
90% Contract

Qualification:

  • 15 RDs (10 Direct, 5 Indirect)
  • Min 25 QAs Wide

Income Breakdown:

Personal Production
1 × $2,750.00 × 90.0%
$2,475.00
85 Associates
170 × $2,750.00 × 57.5%
$268,812.50
5 Managers
10 × $2,750.00 × 50.0%
$13,750.00
5 Directors
10 × $2,750.00 × 40.0%
$11,000.00
5 RDs
5 × $2,750.00 × 25.0%
$3,437.50
RD Override
5 × $2,750.00 × 4.0%
$550.00
Total Monthly
$300,025.00
Weekly
$69,289.84
Monthly
$300,025.00
Annual
$3,600,300.00

⚠️ Essential Understanding: The Complete Picture

This Tool is Designed to Be THE Eye Opener

What This Calculator Truly Represents:

This is not merely a calculator—it's a transparency framework. The projections you see are based on a Direct Sales Compensation structure that has evolved into a sophisticated Hybrid Opportunity model. Every number, every percentage, every pathway shown here reflects our commitment to complete visibility in an industry where such transparency is rare.

Critical Realities You Must Understand:

  • No Guarantees Exist: There is absolutely NO guarantee of income, earnings, or success. The numbers shown are possibilities, not promises. Your actual results will be determined entirely by your effort, skill, dedication, market conditions, timing, and countless other factors beyond anyone's control.
  • Success Requires Real Work: The associates who achieve the income levels shown here work extremely hard. They prospect consistently, handle rejection professionally, continuously learn and improve their skills, build and support their teams, and treat this as a serious business—not a hobby. If you're not prepared to do the same, your results will differ dramatically.
  • Variable Revenue Streams: The revenue streams and distribution percentages shown can vary based on whether you're serving B2C (business-to-consumer) or B2B (business-to-business) clients, which specific products you sell, which carriers you work with, and how market conditions evolve. The 55% field distribution is our commitment, but individual product commissions vary.
  • Time Investment is Substantial: Building to the higher qualification levels (Regional Director and above) typically requires 2-5 years of consistent, focused effort. It demands recruiting, training, supporting a team, and maintaining personal production. Most people never reach these levels—not because the system doesn't work, but because they don't invest the required time and effort.
  • Expenses Exist: Running this business involves real costs: licensing fees, continuing education, marketing expenses, technology tools, travel to appointments, professional development, and more. Your net income will be your gross commissions minus these expenses. Budget accordingly.
  • Regulatory Compliance is Non-Negotiable: You must obtain and maintain proper licensing for every product you sell. You must follow all provincial and federal regulations. You must conduct business ethically and compliantly. Violations can result in fines, license suspension, or termination. This is serious professional responsibility.
  • Market Conditions Change: Economic downturns, regulatory changes, competitive pressures, and shifting consumer preferences all impact your ability to generate the income shown. What works today may need adjustment tomorrow. Adaptability is essential.
  • Team Building is Challenging: The override income shown assumes you successfully recruit, train, and retain productive team members. In reality, many recruits don't complete licensing, many licensed associates don't produce consistently, and attrition is a constant factor. Building a sustainable team requires leadership skills many people must develop over time.

Why We Show You This Anyway:

Despite all these caveats, we believe you deserve to see the complete framework. You deserve to understand how the compensation works, what's possible if you succeed, and what the path looks like. Most companies don't provide this level of detail because it opens them to scrutiny. We provide it because transparency builds trust, and trust builds lasting relationships.

The Honest Truth About This Opportunity:

This is a legitimate business opportunity for people willing to work hard, learn continuously, handle rejection, support others, and think long-term. It is NOT a get-rich-quick scheme, NOT a guarantee of income, NOT suitable for everyone, and NOT a replacement for due diligence. If someone promises you easy money or guaranteed results, run away—they're lying.

Your Responsibility:

Before making any business decision based on these projections:

  • Consult with qualified financial advisors about your personal situation
  • Speak with legal counsel about business structure and liability
  • Discuss tax implications with your accountant or tax professional
  • Talk to current VDC associates about their real experiences (both successes and challenges)
  • Review all agreements and compensation plans thoroughly before signing anything
  • Ensure you have adequate financial reserves to sustain yourself during the building phase
  • Make decisions based on facts, not emotions or pressure from anyone

About Income Disclosure:

Industry data consistently shows that most people in direct sales and hybrid models earn modest incomes or fail to earn anything at all. The high earners you see recognized at events and on social media represent a small percentage of total participants. If we publish formal income disclosure statements, please review them carefully—they tell important truths about actual results.

Our Commitment to You:

VDC commits to providing you with transparent information, comprehensive training, ongoing support, ethical leadership, and a compensation structure that rewards your effort fairly. We cannot commit to your success—that's entirely up to you. But we can commit to treating you with integrity every step of the way, whether you earn $10,000 or $1,000,000, whether you stay one month or twenty years.

The Bottom Line:

This calculator shows you what's possible. Your effort, skill, persistence, and circumstances will determine what's actual. We show you the mountain and the path to climb it. Whether you reach the summit depends entirely on you.

Questions or Concerns? If anything about these projections, the compensation structure, or the opportunity itself is unclear, please ask. We'd rather answer 100 questions upfront than have you feel misled later. Transparency isn't just about showing numbers—it's about ensuring understanding.

© Virtual Development Centre. All rights reserved.
Built on Transparency. Sustained by Integrity. Driven by Your Success.

The Question Isn't Whether This Works.

The question is: Are you ready to be part of what works?

55%
Your Income Opportunity
45%
Infrastructure Supporting You
100%
Complete Sustainable System

Understanding Industry Options: Context for Your Success

⚡ Traditional Approaches

  • Sales Comp: Varies widely
  • Marketing & Operations: Often combined
  • Structure: May be less visible to field
  • Reality: Many excellent companies operate this way successfully

✨ VDC Collaborative Model

  • Field Distribution: 55% (crystal clear)
  • Operations & Growth: 45% (fully transparent)
  • Our Approach: Complete visibility for informed decisions
  • Our Goal: Help the entire industry elevate through collaboration
Many organizations have their own approaches to compensation, and that's perfectly valid. At VDC, we believe that complete transparency helps everyone make better decisions. We're not here to compete—we're here to collaborate and contribute to raising industry standards together. When one succeeds, we all benefit.

Where Your 55% Goes

49.5%
DIRECTLY TO YOUR POCKET
This is YOUR compensation, YOUR overrides, YOUR team-building income, YOUR path to financial freedom.
  • Qualified Associate: 32.5%
  • Manager: 40%
  • Director: 50%
  • Regional Director: 65%
  • Silver RD: 70%
  • Gold RD: 75%
  • Senior RD: 80%
  • National RD: 85%
  • Executive Platinum RD: 90%
5.5%
BUILDING THE CULTURE
This is YOUR recognition, YOUR events, YOUR trips, YOUR awards, YOUR community.
  • Quarterly recognition events
  • Annual achievement trips to exotic destinations
  • Leadership conferences with industry experts
  • Awards and public acknowledgment
  • Team-building experiences
The entire 55% is designed around ONE question: How do we make sure the people building this business are rewarded, recognized, and supported every step of the way?

Answering Your Questions

"Isn't 55% too high to be sustainable?"
Wrong question. Let's do the math:

Traditional Financial Services: Sales (35%) + Marketing (20%) + Operations (45%) = 100%
VDC: Field (sales + culture) (55%) + Operations (45%) = 100%

We're actually MORE efficient. We just package it differently. Plus our revenue-sharing partnerships reduce fixed costs, and our 45% allocation is HIGHER than most competitors' operations budgets.

Result: More sustainable, not less.
"What if the company fails?"
Here's what protects you:

✓ 45% operations = strong foundation
✓ Revenue-sharing partners = aligned interests
✓ Multiple revenue streams = diversification
✓ Transparent model = you see everything
✓ Proven structure = tested approach

But here's the real answer: The company succeeds BECAUSE of the 55/45 split. Not in spite of it.

This Is Bigger Than Percentages

Yes, 55% goes to field distribution. Yes, 45% funds operations.

But here's what those numbers REALLY mean:

55% MEANS

You control your financial future. Hard work = predictable rewards. Team building = exponential income.

45% MEANS

Technology that empowers you. Compliance that protects you. Innovation that keeps you ahead.

TOGETHER THEY MEAN

Financial education accessible to everyone. Families achieving freedom. Generational wealth built.

Your Path Forward: An Invitation to Collaborate

Your Current Path

  • ⚡ Existing compensation structure
  • ⚡ Established relationships and systems
  • ⚡ Proven track record
  • ⚡ Comfort of familiarity

Value: There's merit in staying with what's working. Many find success in traditional models.

The VDC Collaborative Vision

  • ✓ Complete financial transparency
  • ✓ Clear 9-level qualification path
  • ✓ 55% field compensation (visible always)
  • ✓ 45% operations building scalable infrastructure
  • ✓ Collaborative HUB philosophy
  • ✓ Law of increase—we lift as we rise

Purpose: Create something better together. Your success amplifies everyone's success.

The Law of Increase in Action

VDC operates on a fundamental principle: when we help others succeed, we all rise together. The calculator showed you the financial framework (55% Field). This transparency showed you why it's sustainable (45% Operations). Together, they prove our commitment to collaboration over competition.

Others may replicate our aesthetics—the look, the numbers, the structure. But our methodology? That comes from a genuine commitment to leaving everyone better than we found them. We're not here to disrupt. We're here to contribute, collaborate, and co-create success.

Many organizations offer valid paths to success. VDC offers something additional: a collaborative framework where transparency isn't just promised—it's delivered.

We don't compete. We collaborate. We contribute. We elevate.
That's the VDC difference.